How to spot storm chaser roofing scams after severe weather in Illinois. Red flags, questions to ask, and why local contractors are safer.
Within 24-48 hours of a major hailstorm in Chicagoland, your doorbell will ring. Storm chasers — out-of-state roofing companies — flood damaged neighborhoods promising free inspections and quick insurance claims. Some are legitimate contractors following the work. Many are not. Here's how to protect yourself.
Red Flags of Storm Chasers
- Door-to-door solicitation immediately after a storm — legitimate local contractors don't need to canvass; their phones are already ringing
- Out-of-state license plates on their trucks — they followed the storm here and will follow the next one out
- No local address — they operate from hotel rooms and temporary offices
- Pressure to sign immediately — "Sign this contract today so we can get you on the schedule" is a tactic, not a service
- Offering to "cover your deductible" — this is insurance fraud. It's illegal in Illinois. Any contractor who offers this is breaking the law and putting YOU at risk.
- Can't provide local references — ask for 3 references in your city from the last 6 months. Storm chasers can't provide them.
- Vague or no warranty — if they won't be here next year, their "warranty" is worthless
Questions to Ask ANY Contractor After a Storm
- What is your LOCAL business address? (Not a P.O. box)
- How long have you been in business in this area?
- Can you provide 3 references from homeowners within 20 miles?
- Are you licensed, insured, and bonded in Illinois? (Ask to see certificates)
- Do you carry workers' compensation insurance? (Critical — without it, YOU could be liable for injuries)
- What manufacturer certifications do you hold? (GAF, Owens Corning, CertainTeed)
- Will you be here in 2 years if I have a warranty issue?
Why Local Matters
A local contractor lives in your community. Their reputation is built on referrals from neighbors. They can't disappear after doing poor work because their name, address, and phone number are known. If something goes wrong in year 2 or year 5, they're still here to make it right.
We've been serving Chicagoland from Manhattan, IL for over 20 years. Our crews are local. Our references are local. Our accountability is local. Read our story →
After the Storm: The Right Steps
- Call a LOCAL contractor for a free inspection — not the guy knocking on your door
- Get the inspection documented with photos before contacting your insurance
- File your claim with professional documentation in hand
- Have your contractor meet the adjuster on the roof
Call (331) 250-3726 for your free storm damage inspection.
Document before anything else
Insurance decisions are made on evidence. Note the date of the storm, photograph dents in gutters, vents and the air conditioner, and keep any hailstones in the freezer or photograph them next to a coin. Save weather alerts from that day. If something needs a temporary repair to prevent more damage, keep the receipts. Then get a professional inspection with photos of every slope before the adjuster comes.
Know what you are signing
After a big storm, crews from out of state go door to door. Some are fine; many leave when the work dries up, and their warranties leave with them. Before signing anything, read it. A contingency agreement can commit you to that contractor if the claim is approved. Check that the company has a local address, references nearby and insurance, and never sign over your claim payment. In Illinois a contractor cannot lawfully offer to pay or waive your deductible.
Common questions
Free Storm Damage Inspection
We handle the entire insurance claim process — inspection, documentation, adjuster meeting, and full replacement. Call now.
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