0% APR financing for windows, roofing, siding, and doors in Chicagoland. How it works, who qualifies, and how to apply.
A new roof, windows, or siding is a significant investment. The good news: you don't have to pay for everything upfront. We offer 0% APR financing for qualified homeowners, making premium exterior improvements accessible without interest charges.
How 0% APR Financing Works
You get the work done now and pay it off over a set period — typically 12 to 60 months — with zero interest. Your monthly payment is simply the total project cost divided by the number of months. No interest charges, no hidden fees, no balloon payments. If your project costs $15,000 with 60-month 0% APR financing, your payment is $250/month — period.
What Projects Qualify
- Window replacement (any number of windows)
- Entry door and patio door installation
- Roof replacement (retail and insurance deductible coverage)
- Siding replacement
- Gutter installation
- Whole-house exterior renovation packages
Who Qualifies
Financing approval is based on credit score and income. The application process takes just a few minutes and can be completed during your free consultation. Most homeowners with good credit are approved. Even if you can afford to pay cash, 0% APR financing lets you keep your cash available for other needs while making payments at no extra cost.
Why Finance Instead of Waiting
Every month you wait with failing windows, an aging roof, or deteriorating siding, you're paying higher energy bills, risking water damage, and watching your home's value decline. Financing lets you fix the problem NOW and pay over time — often with monthly payments that are partially or fully offset by energy savings from the new products.
Ask about financing during your free consultation →
Ways homeowners pay for exterior work
The common options are savings, a contractor financing plan, a home equity line or loan, and, for storm damage, insurance. Contractor financing is quick to arrange and can carry a promotional rate; we currently offer 0% APR for 12 months on approved credit for projects booked by January 31, 2027. A home equity line usually has a lower long-term rate and suits larger, phased projects. Whichever you use, get the total cost and the terms in writing.
Where exterior money goes furthest
For how a house looks from the street, the front door, garage door and siding color do the most. For comfort, windows and air sealing. For protecting the building, roof, gutters and flashing. For resale, national cost-versus-value surveys consistently put entry doors, siding and windows near the top for the share of cost recovered. A good plan fixes anything leaking first, then spends on what you will see and feel every day.
Plan the whole house, then phase it
Even if you will do one project a year, decide the end result first: roof color, siding color, trim and window finish. Then each phase fits the next and nothing has to be redone. Tell your contractor the full plan. We keep measurements, product lines and colors on file so that the windows installed next year match the ones installed this year.
A ten-minute walk around the house
Twice a year, walk the outside slowly. Look up at the roof edges for lifted shingles and sagging gutters. Look at the siding for cracks, gaps and soft spots near the ground. Check caulk around windows and doors. Look down at the foundation for soil that has settled toward the house and downspouts that have come loose. Photograph anything that has changed since last time. Small problems caught in a walk-around are cheap; the same problems found by a leak are not.
Common questions
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